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  • The inability to conceive after one year for women under 35 years old and after 6 months for women over 35 years old

  • The inability to contribute biologically to a conception or

  • The inability to carry a pregnancy to a live birth


  • A single IVF cycle in Canada can range from $15,000 to $30,000 and more than one cycle is often required.

  • The cost of surrogacy in Canada starts at $60,000 and can go up to $95,000+.

  • Canada's provinces have limited government funding for fertility treatments. For example, Manitoba only offers a tax credit equal to 40% of the cost of fertility treatments up to $20,000 annually for a maximum annual fertility treatment tax credit of $8,000. Recently, the province of Manitoba (Budget 2024) plans to double the maximum yearly credit available from $8,000 to $16,000. 

  • Canada has a significant gap in employer insurance coverage for fertility treatments. Only 5% of Canadian employers offer coverage for fertility drugs, testing, and treatments. 


Struggling with infertility is a difficult and emotional journey. The reality is disheartening. The thought of not being able to conceive a child of your own is heartrending. The medical treatments to overcome infertility can be very costly and not 100% guaranteed. Infertility can leave people feeling financially drained, physically and emotionally exhausted, and faced with difficult decisions. It's common for those experiencing infertility to feel a range of emotions, including shame, pressure, loneliness, and hopelessness.

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